Bank of America Laon Rates Discounted Bank of America Laon Programs Are Approved For at least .25% Less Than Applying Directly - Apply Online or Call Us at 1-888-835-0761...

Call 6am-9pm PST Bank of America Laon Application
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Bank of America Morgage Loans

              

  Our Rates Are Consistently Lower Than Bank of America Morgage Loans
  Rates always less than your local Bank of America branch
  No hassles or obligations - just great service!


  Bank of America Mortgage Loan & Rates
 As Heard On CNN, CNBC & FOX Radio


Mortgage Points
Buying Down A Point
Morgage Points Explained
  Explains what mortgage points are and gives guidelines for determining if buying down a point makes sense.
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Morgage Fees
Are They Tax Deductible?
Morgage Fees and Tax
  Explains in detail the various costs associated with refinancing...it can also help establish which costs may be tax deductible.
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Your Southern California Broker...
 
"123-Refi is located in Newport Beach, California near John Wayne Airport. This area of Orange County is truly the heart of the Mortage Industry. Being located in this section of Southern California is the equivalent of working on Wall Street for Financial Brokers. It gives us the ability to forge important relationships with every important institution in the business. These relationships work to your benefit."

Richard Black,
President of 123-Refi
 

 

   

Applying For A Bank of America Loan?

Bank of America, is the largest commercial bank in the United States in terms of deposits, and the largest company of its kind in the world. As a result of its mergers and acquisitions, Bank of America is now the largest issuer of credit, debit and prepaid cards in the world based on total purchase volume, as well as the largest consumer and small business bank in the United States. Global Consumer and Small Business Banking is the largest division in the company, and deals primarily with consumer banking and credit card issuance. The acquisition of FleetBoston and MBNA significantly expanded its size and range of services, resulting in about 51% of the company's total revenue in 2005. It competes directly with the retail banking divisions of Citigroup and JPMorgan Chase. The GC&SBB organization includes over 5,700 retail branches and over 17,000 ATMs across the United States. This makes it one of the largest banks in the United States.

But does being this big make Bank of America 'better'?

Or does it mean they have more shareholders demanding a strict bottom line?

We'll let you guess the answer...while we offer this Guarantee: That we will Beat The Rate of all Bank of America laon programs by at least .25%...and we will do it with out charging any more than the fees Bank of America normally charges their customers for the same loan.

This guarantee is part of our 'Beat The Banks' program. All you have to do is fill out our brief Online Application and we'll take it from there...

Now Fill Out Our Bank of America Quick App & Beat The Banks!




You can also bypass the online application and immediately speak with a specialist by calling:
Bank of America Rates on All Lending Programs



Important Disclaimer: We are not Bank of America nor are we a direct affiliate of Bank of America or any of its subsidiaries. We are a mortgage brokerage that is licensed appropriately in our states of business and are duly approved to broker loans to B of A.

Useful Calculators  
Morgage Refinance Application Payment Calculator
Current vs New Mortgage
Compare Quotes
 
'Beat The Banks' Guarantee  
We will beat the interest rate of the following Banks by at least .25% and we will not charge any more than the morgage fees normally charged by the selected bank.

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ABN Amro
Bank of America
Bank One
Citbank
Citigroup
Wachovia
Washington Mutual
Wells Fargo





Call 6am-9pm PSTSouthern California Broker For Refinancing Jumbo Mortgage Loans
Southern California  Broker  
 
 
 
 

Beat The Banks - B of A Home Laon Application



Real Estate Professionals will find a number of useful Mortgage Refinance tools as well as tools that are essential to Realtors on the web. Southern California brokerages should consider Virtual Escrow for their California Mortgage transactions. If you are looking to buy a home use this nationwide MLS home search site will be of great use. Brokers looking to expand nationwide should consider a Mortgage Net Branch opportunity with us.
  • Fixed Rate Mortgage - Explains what is meant by the term Fixed Rate and what distinguishes it from other types of laon programs
  • Adjustable Rate Loan - Explains what is meant by the term Adjustable Rate as well as defining common terms such as Negative Amortization, and Interest Only. It also covers popular Indices including MTA, CODI, Prime Rate, COFI, CMT, CODI and LIBOR.
  • Second Morgage - Talks about the differences between Second Mortgages and Home Equity Loans (HELOC) as well which may benefit you most.
  • NINA and Stated Income - Details the differences between the various Documentation Options. This includes NINA Morgage (No Income No Asset), NIVA, NISA, Stated Income Laon, SIVA and SISA programs.

Lower Rates Than From Bank of America...

123-Refi is licensed by the DRE and able to Broker mortgages in 48 States - Located in Southern California

© 2007 123-Refi